INRPay — Secure · Fast · Reliable

Professional India payment gateway. Deposit, payout and USDT exchange in one place — instant onboarding, simple API integration.

3min
Quick Onboard
UPI+
Full Coverage
99.9%
Uptime
24/7
Support

Deposit Gateway

All major India payment methods — UPI / Bank Transfer / E-Wallets

Full UPI Coverage

Google Pay, PhonePe, Paytm and all mainstream UPI apps supported, delivering high payment conversion.

Bank Transfer

Covers all major India bank IMPS/NEFT/RTGS channels — reliable for large-amount deposits.

T+0 Settlement

Balance credited to merchant wallet instantly after payment success — no manual review required.

Payout Gateway

Secure and efficient payout solution with batch and auto payout support

UPI / Bank Full Channel

Covers both UPI VPA and bank IFSC modes — any bank, any amount.

Auto Payout Engine

System automatically matches the best upstream channel after merchant submits — FIFO processing in seconds.

Balance Risk Control

Balance validated on submission to prevent overdraft; double-signature to protect fund security.

USDT Exchange

TRC20 / ERC20 dual-network, instant exchange, transparent rates

Real-time Rate

Connected to multiple liquidity pools for optimal real-time rates with minimal spread.

Instant Confirmation

TRC20 confirms in 3-5 seconds, ERC20 in 2-5 minutes — funds available immediately.

Hot/Cold Wallet Separation

Hot wallet holds minimal operating funds; cold wallet uses multi-sig custody — platform-grade security.

Corporate Account Rental

Real India corporate bank account rental — compliant operations with full risk controls

Corporate Bank Account

Real corporate accounts at HDFC, ICICI, SBI and other major banks. Fast onboarding (1-3 business days), supports PAN/GSTIN binding.

Compliance & Risk Control

KYC verification + transaction monitoring + AML compliance. Independent netbanking login per account, flexible monthly rental, long-term stability.